The Look Inside
H1N1 – Is Your Company Ready for the Flu?
One of the biggest concerns facing employers this time of year is the spread of the flu and in particular, the threat of H1N1 virus. Companies may face huge increases in absenteeism and are being advised to take precautions by implementing a plan in advance. This year, employers may also want to consider an alternative or revised sick leave plan, as it is important that ill workers feel able to stay home without any retribution. It is important to not have employees return to work too early when they might still be contagious or may not have fully recovered from their illness. …on the edge of your seat? Click
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Auto Insurance In Tough Times
Many consumers are tightening their budgets, reevaluating their financial goals, and trying to reduce unnecessary expenditures. Auto insurance is one thing in the budget that cannot be eliminated. When it seems like you can’t shell out the money for your auto insurance; dropping it may appear to be a good idea, but that ends up being a bad decision for many reasons. You are setting yourself up for some serious problems which may result in irrevocable damage. …on the edge of your seat? Click
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Do I Need Business Interruption Insurance?
What is Business Income?
Business Interruption insurance compensates you for lost income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire. Business interruption insurance covers the profits you would have earned (based on your financial records) had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt. …on the edge of your seat? Click
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Driving On Company Time
Sending an employee on an errand? Or have an overzealous outside sales person on board?
Sending one of your employees across town to pick up those company brochures from the print shop might not be as great an idea as you might think. If that employee is involved in an auto accident, an injured party could come after your business for compensation.
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Home Owners & Auto Insurance
With increasing job instability and the value of paychecks and investments going down, you may be tempted to cut corners on your insurance. While there are many smart ways to save money on insurance, there are also mistakes that could result in being dangerously underinsured. The following are two insurance mistakes you should avoid.
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Prescription Medications
Most employers will see that prescription narcotics will be among their top 10 highly utilized medications for an employer sponsored health plan. Employee safety is of greater concern when individuals are using and abusing narcotic pain medication. Many of these medications are easily accessible and rather cheap; however, recent news about the dangers of some of these medications may quickly have the most popular varieties taken off the market. …on the edge of your seat? Click
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