H1N1 – Is Your Company Ready for the Flu?
One of the biggest concerns facing employers this time of year is the spread of the flu and in particular, the threat of H1N1 virus. Companies may face huge increases in absenteeism and are being advised to take precautions by implementing a plan in advance. This year, employers may also want to consider an alternative or revised sick leave plan, as it is important that ill workers feel able to stay home without any retribution. It is important to not have employees return to work too early when they might still be contagious or may not have fully recovered from their illness. Read The Full Article
Auto Insurance In Tough Times
Many consumers are tightening their budgets, reevaluating their financial goals, and trying to reduce unnecessary expenditures. Auto insurance is one thing in the budget that cannot be eliminated. When it seems like you can’t shell out the money for your auto insurance; dropping it may appear to be a good idea, but that ends up being a bad decision for many reasons. You are setting yourself up for some serious problems which may result in irrevocable damage. Read The Full Article
Do I Need Business Interruption Insurance?
What is Business Income?
Business Interruption insurance compensates you for lost income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire. Business interruption insurance covers the profits you would have earned (based on your financial records) had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt. Read The Full Article